Avoid Running Programs or Opening Email Attachments from Any Source You Do Not Know or Trust
You should not install software or download any files from websites that you aren't completely sure about. It is recommend that you scan all email attachments for viruses and avoid opening any from people or organisations that you do not know or trust. However, some virus may forward infected email to everyone in an address book - therefore you can also get an infected attachment from someone you know. If you are not sure what is in the attachment, do not open it.
Install a Personal Firewall
Firewall software and/or hardware helps provide a protective shield between your computer/mobile devices and the Internet. This barrier can help prevent unauthorised people gaining access to your computer/mobile devices, reading information from it or placing viruses on it while you are connected to the Internet.
Install Anti-Virus and Anti-Malware
Protect your devices from virus and malware by installing anti-virus and anti-malware software. Update the anti-virus and anti-malware regularly to make sure you always have the latest virus definition to maximise your device protection.
Avoid Rooting or Jail-Breaking your Mobile Devices
A rooted or jail-broken device have minimal security, making it easier for fraudster to gain access to your personal details and other information stored or transmitted through your device and might result in illegally using it to perform transactions such as funds transfer.
Install Anti-Spyware Software
Spyware is a general term for hidden programs on your computer/mobile devices that track what you are doing on your computer/mobile devices. Spyware is often bundled together with file sharing, email virus checking or browser accelerator programs, and it is installed on your computer/mobile devices without your knowledge to intercept information about you and your computer/mobile devices. The type of information gathered can include personal Internet usage, and in some instances, confidential data such as passwords. You can download and run a specialist program designed to help identify and remove threats from spyware. Like an anti-virus program, it also needs to be regularly updated in order to recognise the latest threats.
Be Cautious When Using Public or Shared Computers/Networks
If you access your accounts using a computer in a cyber café, a library or your workplace, try to ensure the computer has the latest antivirus, firewall, anti-spyware and browser software installed. Although wi-fi is a convenient way for you to go to the Internet, it is not advisable to access your personal bank account via wi-fi connection especially in public places like hotels, airports or shopping malls.
Keep Your Operating System and Browser Up-To-Date
From time to time security weaknesses or bugs are found in browsers and operating systems. Usually 'Service Packs' are issued by the software company to make sure these are fixed as quickly as possible. You should make regular checks on your software vendor's website and apply any new security patches as soon as possible to ensure you have the most updated security features available.
Make On-Line Transaction from Site that has SSL Installed.
If you want to buy something on-line using your credit card, please make sure that the site has SSL (Secure Sockets Layer) encryption installed. Can can identify easily f the site has SSL because the URL for the site will start with
HTTPS:// (instead of just HTTP://). An icon of a locked padlock will appear, typically in the status bar at the bottom of your web browser, or right next to the URL in the address bar.
